It started strongly, with stock markets at all-time highs and unemployment near record lows. But by mid-March, a new coronavirus had reached North America after emerging overseas in late 2019.

1st quarter statements have been distributed. The statements show your values from one quarter to the next. This is short term and with March having been one of the steepest 1-month declines in history the negative numbers can be disconcerting. In fact, if you were to review your account(s) with the inclusion of April you would find a much-improved number from the end of March.