As humans we spend much time looking back and looking ahead, but often the present is where calm, peace, and sanity emerge. Settle in to the present and the precious moments over the holidays.

I hope you and your family are well and have enjoyed the summer. Fall is approaching and the “new normal” continues as students head back to school, whether virtually or in person, and many people continue to work from home.

Democratic nominee and former Vice President Joe Biden looks to have an edge in the race, leading President Donald Trump by about seven percentage points in recent national polls. The contest for the U.S. Senate –key to a potential Biden administration’s ability to implement its agenda –appears close to a tossup.