I hope this month’s post finds you doing well despite the second wave of COVID. It had been a terrific summer for the Atlantic bubble and the experts warned us that it would not last. Such is life, nothing lasts forever.

Democratic nominee and former Vice President Joe Biden looks to have an edge in the race, leading President Donald Trump by about seven percentage points in recent national polls. The contest for the U.S. Senate –key to a potential Biden administration’s ability to implement its agenda –appears close to a tossup.

1st quarter statements have been distributed. The statements show your values from one quarter to the next. This is short term and with March having been one of the steepest 1-month declines in history the negative numbers can be disconcerting. In fact, if you were to review your account(s) with the inclusion of April you would find a much-improved number from the end of March.